The Primary Accountholder (and any Authorized Approver) is encouraged to use the Greenlight application to confirm when fund loads are available. Debit Card for Kids and Teens | Greenlight Learn to earn, save, and invest together. Our goal is to stay positive or neutral. Welcome to Community Federal Savings Bank CFSB BANK MOBILE APP Stay connected, enjoy peace of mind Download the CFSB Bank app and simplify your banking. Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below. j. Severability:If any portion of this Arbitration Provision is deemed invalid or unenforceable, such a finding shall not invalidate any remaining portion of this Arbitration Provision, this Agreement, or any other agreement entered into by you with us. Greenlight Advisors means Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight and a Securities and Exchange Commission (SEC) registered investment advisor. This Agreement will be governed by the law of the State of New York except to the extent governed by federal law. In. Notwithstanding any language in this Arbitration Provision to the contrary, no arbitration may be administered, without the consent of all parties to the arbitration, by any Administrator that has in place a formal or informal policy that purports to override the Class Action Waiver. The kids' and teens' banking app with investing. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. Here's an at-a-glance look at the Wells Fargo routing number for each state: State. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. Sign up today for a one-month trial. Online banking - You'll be able to get your bank's routing number by logging into online banking. Discover quick, simple and convenient way to take command of your bank account, on your mobile phone. Some merchants may not provide a receipt for small dollar purchases. Your wireless carrier may charge fees for your data usage in connection with your use of Greenlight Services. c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. The first four digits "0530" tells you where the bank is located. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the merchant may preauthorize the transaction in advance for an estimated amount to ensure there are sufficient funds available to cover tips or incidental expenses incurred. Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. The Greenlight Services fees are unrelated to any such fees that may be charged to you by a third party, arising from your use of Greenlight Services. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. The minimum amount of an initial value load by debit card and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of .css-867yhj{color:#1D252C;font-style:underline;-webkit-transition:0.2s color ease;transition:0.2s color ease;}.css-867yhj:hover{color:#035C67;}@media (min-width: 768px){.css-867yhj{color:#1D252C;}}@media (min-width: 1024px){.css-867yhj{color:#1D252C;}.css-867yhj:hover{color:#035C67;}}www.greenlight.com. ABA numbers have been around for over 100 years, facilitating check processing. Routing numbers have been in use since 1910, and are managed by the American . Never share your PIN with anyone. However, if the change is made for security purposes, we can implement such change without prior notice. The pricing for all five card plans the Greenlight Core Plan, the Greenlight Select Plan, the Greenlight + Invest Plan, the Greenlight Max Plan and the Greenlight Infinity Plan (each, a Card Plan and collectively, the Card Plans) are set forth under the heading Fee Schedule and Balance/Transfer Limitations. The Primary Accountholder is responsible for selecting the applicable Card Plan, and, once selected, the same Card Plan will apply to the Primary Account and all Secondary Accounts associated with your Card Account. The Greenlight + Invest Plan is no longer available to new customers, but will remain available to any customers with existing subscriptions to this Card Plan. Greenlight Infinity Plan Services means the Greenlight Core Plan Services, the Invest Account Services, the Greenlight Max Plan Services, and all of the additional services offered to Greenlight Infinity Plan cardholders as described in the Greenlight Terms of Service, which is available in the Policy Center on the Greenlight website at www.greenlight.com. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. Using the BMO cheque example, your routing number is 27601-001. Pathward powers financial inclusion for all and is committed to providing a path forward to people and businesses to reach the next stage of their financial journey. In such event, and if you have established an Invest Account at DriveWealth, you hereby authorize Community Federal Savings Bank to instruct DriveWealth to debit such amounts from your Invest Account at DriveWealth. Your bank routing number is a 9-digit code used to identify a financial institution in a transaction. The routing number you need to send or receive money through Green Dot Bank depends on whether your payment or transfer is domestic or international. This 9-digit routing number is the format used for electronic payments and transfers. .css-az4jm5{font-size:0.875rem;font-weight:500;line-height:1.125rem;margin-right:0.5rem;text-align:left;}@media (min-width: 768px){.css-az4jm5{font-size:0.875rem;}}@media (min-width: 1024px){.css-az4jm5{font-size:1.125rem;}}@media (min-width: 768px){.css-az4jm5{line-height:1.125rem;}}@media (min-width: 1024px){.css-az4jm5{line-height:1.5rem;}}@media (min-width: 768px){.css-az4jm5{margin-right:1.5rem;}}@media (min-width: 1024px){.css-az4jm5{margin-right:1.5rem;}}One month, on us.Sign up today for a one-month trial. However, if you are the Claimant, we will pay your reasonable attorney, expert, and witness fees and costs if you prevail or if we must bear such fees and costs in order for this Arbitration Provision to be enforced. Any translation of this Agreement is provided for your convenience. You may request this number not be used. ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. Under the Investing for Parents feature, each Primary Accountholder will be permitted to set up an Invest Account in the Primary Accountholders own name and will be able to access all of the features described in connection with Investing for Kids feature above. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. This Arbitration Provision survives any termination, amendment, expiration, or performance of any transaction between you and us and continues in full force and effect unless you and we otherwise agree in writing. Box 1070, West Chester, OH 45071 Account Open an account Activate a card Get the app Company Meet Green Dot Blog Careers Investor relations Banking as a Service Tax practice solutions Platform Partner with us Resources Help Center Contact us Greenlight is the loved, trusted banking app and debit card for kids and teens with an educational investing platform and safety features for the whole family. For security reasons, we may limit the amount or number of transactions you can make on your Card. Firstly, log in and navigate to Pay Bills and People, select Pay People, and send money. In many cases, these changes will involve adding new features and functionality to a particular Card Plan. Wells Fargo Routing Number. The bank routing number search tool above helps checking routing number format, verifying the financial institute associated with the routing number, and giving out the routing number (s) of a financial institute. Virtual Card. You must also agree to a variety of separate agreements and disclosures which are housed in the Policy Center link on the Greenlight website at www.greenlight.com and available through the Greenlight application. A BIC or SWIFT code (also known as SWIFT BIC or SWIFT ID) is there to determine who the bank is (or other financial institutions) and where they are in the world. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. The first two digits "05" correspond to the 12 Federal Reserve Banks that represents the bank. In the app, kids and parents create their own logins with two different experiences. The platform includes Part 11 compliant review and approval workflows, fully integrated ISO 14971 Risk Management standards, and facilitates your team's ability to easily demonstrate compliance with both 21 CFR Part 820 and ISO 13485:2016. AFunding Accountis the Primary Accountholders or an Authorized Approvers account at a third-party financial institution that is used to load the Primary Account. Write down your Card number and the customer service phone number provided in this Agreement on a separate piece of paper in case your Card is lost, stolen, or destroyed. You should get a receipt at the time you make a transaction using your Card, including ATM withdrawals. Different banks and credit unions issue . It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. For purposes of this Agreement, the term Claim shall have the broadest possible meaning. A routing number is a unique number that identifies a specific banking institution. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. SINCE COMMUNITY FEDERAL SAVINGS BANK IS NOT INVOLVED IN THE INVEST ACCOUNT SERVICES AND DOES NOT MONITOR DRIVEWEALTH, INCLUDING ITS FINANCIAL HEALTH AND REGULATORY COMPLIANCE, WE RECOMMEND THAT YOU PERFORM AND CONTINUE PERFORMING YOUR OWN DILIGENCE ON DRIVEWEALTH AND THE INVEST ACCOUNT SERVICES BEFORE DECIDING WHETHER TO ENGAGE AND TO CONTINUE ENGAGING IN THE INVEST ACCOUNT SERVICES. If you use your Virtual Card for a mail order, telephone, or Internet purchase, the legal effect will be the same as if you used the Physical Card itself. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. Except as otherwise stated in this Agreement, you have the same rights and responsibilities under this Agreement whether you use a Physical Card or a Virtual Card. From time-to-time, we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. The Card will remain the property of the Issuer and must be surrendered upon demand. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. An ABA (American Bankers Association) routing number is the first number sequence that appears on the bottom left of your paper checks. The number for Green Dot customer support is 1-866-795-7597. You can also access your account and routing numbers when taking these actions: 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. If your Physical Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. The second set of numbers should be your account number - the length might vary depending on your specific bank. Here are some of the ways to find your number online: On this page - We've listed the US Bank routing number for checking accounts and wire transfers. How many children can I add to my Greenlight Account? A two-letter country code. Physical Card. You additionally authorize Community Federal Savings Bank to receive funds from DriveWealth for deposit into your Card Account. Access Denied If you have any questions, call (800) 624-6308 To be eligible to participate in the Invest Account Services, you must have a Card Account in Good Standing, which means that your Primary Account has completed the account registration and verification process, your Primary Account and all Secondary Accounts have a positive balance, and your Card Account is current with respect to the payment of any Monthly Fee and all other cardholder fees. All such disputes must be addressed and handled directly with the merchant from whom those goods or services were provided. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. If we are unable to withdraw the Monthly Fee from your Primary Account and your Funding Account, the funds will be withdrawn from one or more of your Secondary Account(s) that have sufficient funds on deposit to pay the outstanding Monthly Fee or from any Cash to Invest balance in your Invest Account necessary to pay the balance of the outstanding Monthly Fee. If you need more information about our error-resolution procedures, contact us at the telephone number or address shown below in Customer Service. You may also use your Physical Card with PIN to obtain cash at any Automated Teller Machine (ATM) displaying the Mastercard name or logo, the Visa Interlink name or logo, or the Maestro name or logo. 2. Plans range from $4.99 - $14.98 per month for up to 5 kids. Phone: (413) 664-4477 Fax: (413) 664-7916 VP/Branch Manager: Jean Noel Drive-Up Hours: Monday-Friday: 8:30am-5:00pm You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. The steps are given below. 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. SWIFT codes are between eight and 11 characters long and consist of: A four-letter bank code. Finding Your Routing Number International Wire Transfers The amount of money being transferred The frequency of the transfer, if it is recurring The date the money should be transferred The reason for the transfer Your bank account information, including the account number and SWIFT code Best Banks Best Savings Accounts Best Checking Accounts Wells Fargo Alabama. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. 125200057. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. The bank routing number and direct deposit account number are for the purpose of . By authorizing a Secondary Cardholder to load by direct deposit, the Primary Accountholder, or an Authorized Approver, is authorizing the employer to deposit funds into the Secondary Account. We may refuse to process any transaction that we believe may violate the terms of this Agreement. Probably the easiest place to find your bank's routing number is to look at your paper checks. This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. Telephoning is the best way to minimize your possible losses. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined. . If you need to replace your Physical Card for any reason, please contact us at 888-483-2645 to request a replacement Card. You can upgrade or downgrade your Card Plan at any time, but not more often than once each monthly billing cycle. Any references todaysfound in this Agreement are calendar days unless indicated otherwise. With the exception of the Greenlight Select Plan, all of the Card Plans will provide you with access to Invest Account Services if you are eligible, as described below, and satisfy all of the requirements for enrollment. ; Check or statement - Wells Fargo-issued check or bank statement. 1-16 (theFAA), and not by any state arbitration law. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. Greenlight Customer Service agents are available 24 hours per day, 7 days per week, in order to respond to your inquiries. We may amend or change the terms and conditions of this Agreement at any time. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. If your Card Account has a negative balance, Greenlight reserves the right to suspend Greenlight Services until the Primary Accountholder satisfies the negative balance. Rules of Interpretation:This Arbitration Provision is binding upon and benefits you, your respective heirs, successors and assigns. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. At the timely request of either party, the arbitrator must provide a brief written explanation of the basis for the award. . e. Court and Jury Trials Prohibited; Other Limitations on Legal Rights:IF YOU OR WE ELECT TO ARBITRATE A CLAIM, YOU AND WE WILL NOT HAVE THE RIGHT TO PURSUE THAT CLAIM IN COURT OR HAVE A JURY DECIDE THE CLAIM. You can obtain information on how to load your Primary Account within the Greenlight application. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. Limitations on amounts that may be added to your Primary Account and associated fees may be found on the Fee Schedule table below. The initial value load, as well as each value reload, is referred to in this Agreement as aload. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount of funds for up to ten (10) days. You must notify us to revoke permission for any person you previously authorized to use a Card. Your Physical Card may not be used at an ATM for any other transactions, including specifically Card Account deposits or balance inquiries. It's based on the location of the bank where your account was opened. This information, along with a twelve (12) month history of Card Account transactions, is also available within the Greenlight application. The Greenlight + Invest Plan is only available to existing customers who are already enrolled in this Card Plan, and this Card Plan is closed to any new customers. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. You must notify us to revoke permission for any person you previously authorized to use a Card. The direct deposit agreement with the employer may include additional terms and conditions outside the scope of this Cardholder Agreement, and you authorize the Secondary Cardholder to accept those additional terms and conditions, which shall govern in the event of any inconsistency between the direct deposit agreement, on the one hand, and any provision of this Cardholder Agreement, on the other. Routing number = 000127601. - Debit card for kids and teens Keep this paper in a safe place. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. As we are not a part of, and do not monitor, the transactions you initiate from your Invest Account, you authorize Community Federal Savings Bank to generally follow instructions received from Greenlight Advisors regarding transfers into or out of your Card Account. You will bear the expense of your attorneys, experts, and witnesses if we prevail in an arbitration. Once the child has reached the age of 18, Chase may recommend they open their own account. Notwithstanding the above, Greenlight may refuse to accept any Referred Customer, and such decision shall be at the sole discretion of Greenlight. Get Started Read how we use and collect your information by visiting our Privacy Policy. Each routing number is made up of nine digits. Except as otherwise detailed below or where prohibited by law, all fee amounts will be withdrawn from your Primary Account, but if there are insufficient funds to cover the fee amounts in your Primary Account, then we may withdraw such fees from your Funding Account as provided under ACH Debit Authorization above. You can access this information through the manage card screen of the Greenlight application for the applicable Secondary Account, or you can contactsupport@greenlight.comor call us at 1-888-483-2645 to obtain this information for the applicable Secondary Account. We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. DriveWealth means DriveWealth, LLC, an SEC registered broker-dealer and member of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. 026009593. International Wire Transfer to Bank of America account in the USA. If you request a Physical Card, it will be mailed to the address you provide to us during the registration process. 2 Account Alerts: There's no charge from Chase, but message and data rates . An ABA routing number has nine digits. International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard), as such may be in effect and applied by Mastercard at the time of the Card transaction.