I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. You may be using an older version of Google Wallet. I found that other card with $19.90 on it. You will need to provide identification to show that you are the registered myki card holder. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. You only need to wake up your phone to touch on and off. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Select the 'Activate' option. 0000014445 00000 n Whats the Difference between Business Line of Credit vs. Business Credit Card? I was told there was nothing I could do for this one as it wasn't registered. You can read the Terms of Service online. <> Only time I had to was when my original myki was expiring. This resets the fare expiry and gives you more time to complete your journey. What are the best Ways to Start Travel Hacking? trailer If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. I've got a new Myki in my Seniors package. 0000002429 00000 n MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. The costs of a balance transfer. 0000014515 00000 n Depending on your card provider, you may initiate the process online or over the phone. Your new starting balance would be $3,090. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. I realise this is not a life-changer, but there's a principle at stake. Balance transfers usually go through in five to seven days, although they may take longer. 0000005223 00000 n endobj endobj If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. A quick tutorial to transfer your myki balance between google pays on different android phones. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. I know it's not possible to do it online. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. The unused money does not sit in an account earning interest. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Contact us to request the transfer. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? 0000001798 00000 n If you register your myki, you can set Auto Top Upand manage your myki. This could save you money if you're moving the balance to a card with a much lower interest rate. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. 0000004863 00000 n 1. Learner permit or driver test. Maintain your L-plate log book. 0000118744 00000 n endobj Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Image what could have been done with a billion fucking dollars. It was in my wallet the whole time lol. You can register either when you buy your myki, or at a later date. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. replacement card and to organise a balance transfer from your old myki to your new one. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. It appears as a "Approved Level 2" request on my myki account on the website. There is no principle. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Because the whole thing is fucked. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. How balance transfers work If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). This will allow you to deactivate your Mobile myki. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Your balance is protected from the time you tell us your myki is lost or stolen. Why do you need to keep swapping cards? Save Big With Low-Rate Balance Transfers. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. At this stage, these are the only card types available on Mobile myki. Privacy Policy. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. JavaScript must be enabled to use this site.We're sorry for any inconvenience. If the card is unregistered you cannot recover the myki money. 0 +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. How to Add Authorized Users & Employee Cards on a Business Credit Card? Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. This 0% interest period can help you carry your debt for a limited time without paying interest. 0000003374 00000 n WalletHub Answers is a free service that helps consumers access financial information. Assume that your new card charges a 3% balance transfer fee. and our Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. 0000001429 00000 n New comments cannot be posted and votes cannot be cast. Most balance transfers with Chase process within a week. How To Transfer A Credit Card Balance To Another Card. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. 2. 0000117992 00000 n We recommend visiting the card issuers website for the most up-to-date information available. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 0000010193 00000 n Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. 0000004635 00000 n Can you transfer MyKi balance from one card to another? If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. Yes. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. No, you cannot transfer a balance from one Synchrony Bank credit card to another. In my experience touching on is quicker than validating a metcard. Can You Pay Your Taxes With a Credit Card? You can also update it there if youre not on the latest version. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. How can I check the balance of my myki card? You can then see what Android version youre on. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. Enter your card number and other required information.4 I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Most people would keep the same card for years. It's shit like this which makes me happy and proud I have never used Myki in my life. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. You'll need to buy and top up a new Mobile myki. 0000002627 00000 n <> This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. These are the eight most commonly purchased myki Passes. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. You can manage your Adelaide metroCARD online by setting up an account. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Was told a main railway station can move the balance. Choose your top up value and minimum balance. endstream It has trouble with form-filling on mobile devices, however. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. To check if you're eligible to travel on a concession myki, see Concessions and free travel. 8:35pm Feb 8, 2020. This answer was first published on 03/01/23. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. 181 0 obj You can also request up to two years of travel and transaction history by calling1800 800 007. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Myki (/ m a. myki Pass Great if you travel often and on consecutive days. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> What is the best cash advance credit card? Your Mobile myki will now appear in Google Wallet. the PVT website says: "What to do with your myki when you leave Melbourne. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. They contacted me, I did it online and they posted me a new card. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . A Mobile myki expires after two years. Online at Public Transport Victoria website . logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. I still don't understand why though - what is the technology required to do this? 0000005683 00000 n Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? For example, when your myki Money balance reaches $10, you could top up with $20. They actually can transfer your funds really easily but you need to get a case created. This is regardless of whether there is a myki pass or existing fare on the myki. This will allow you to deactivate your Mobile myki then reactivate it again. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. What are the best business credit cards for cash back? This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Tap the Add button . Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. *Rates, fees or bonuses may vary or include specific stipulations. damage that exceeds normal wear and tear. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. 186 0 obj <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. The phone is awake whenever the screen is turned on, even it's locked. To do so, you have to block your existing Myki card (annoying, we know). Here's where to find it: After logging in to your account, go to "Card Details.". Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. 183 0 obj Your balance is protected from the time you tell us your myki is lost or stolen. Step 5: Apply for the New Card. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. 0000011139 00000 n Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. In a couple of weeks I will be renovating and furnishing a new house. From the pop-up options, select 'Deactivate'. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. If you have Mobile myki you can set Auto Load via the Google Pay app. A balance transfer does not happen automatically. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? There must be hundreds of thousands of Myki card balances in this situation, if not millions. A balance transfer can give you the flexibility to: Pay off high-interest balances While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Under Other, select Transfer. After all, I was going to pay more money as opposed to the concession rate. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. You can register up to eight active mykis on an individual account. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. This is a requirement of Google. We're working to improve our systems so we can allow other payment card types in the future. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. A subreddit for Melburnians and Melbourne enthusiasts! Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. What are the best cash back credit cards for fair credit? You might also lower your overall monthly payments and turn multiple bills into one easy payment. If you have Mobile myki you can set Auto Load via the Google Pay app. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Do I ever lose the money . As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. What is the Best No Annual Fee Credit Card? Which I obviously don't have because it is lost. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Only Mobile myki has the ability to charge you a fare via a myki device. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. 0000012144 00000 n Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. New comments cannot be posted and votes cannot be cast. Do you have any links to the technical specs of the miki? If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. The call centre staff member told me "we're not a financial institution so it's not that simple". For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Choose the zones you want to travel in and the number of consecutive travel days you need. The short version. Then I begrudgingly bought a new Myki card. Standard message rates apply. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Nor does your card expire after 90 days of not getting used. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Click on "Select Offer.". You may also receive a letter confirming the balance transfer. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. Is it bad to do multiple balance transfers? Im sure Myki could add this capability to their website if they cared to. 178 39 You will need to provide identification to show that you are the registered myki card holder. xref Let's say you have $4,000 in credit card debt and transfer that balance to a . But your balance can be transfer to another card at some of the PTV stations. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> 1. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. endobj %PDF-1.5 % They could have at least have forms on their website to print and send. Auto-load is the same as auto top up. Youll need to complete a V/Line Passenger Refund Application Form. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Get up to 5% cashback in rotating and newly added everyday categories. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. The balance transferred when the old card expired. 0000001606 00000 n This is the case for all major credit card issuers. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. It has a 256-day expiry and credit is rolled over if you renew before the expiry. Easy, and only required every three years!! 0000004362 00000 n Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. Mobile myki will now be reactivated on your phone, with your account details the same as before. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). Transfer registration. 0000002274 00000 n (by Issuer). Student passes and concession cards cant be replaced online or over the phone. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Contact us to request the transfer. Why is it impossible to transfer money online between different Myki cards? 182 0 obj We're working to improve the messaging. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. I realise this is not a life-changer, but there's a principle at stake. You can request a new, free myki smartcard through your online account. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. Update the app and try again. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Haven't tried as yet. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. You can only have your Mobile myki active on one device at a time. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. This will let you manage your myki as you would a physical myki card. 0000004139 00000 n I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Apply for a traffic accident report; When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. If this occurs, you won't incur a duplicate fare. Enter the amount of debt you want . . Check your phone to make sure you're connected to WiFi or mobile data. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. You may want to hire a professional before making any decision. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Opinions expressed here are the authors and/or WalletHub editors'. Press J to jump to the feed. Auto top up and Auto-load cant be transferred to your new myki. Some trips take longer than two hours because of a transfer between services. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. What are Your Rights as a Credit Card Holder? My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. I was told that when I made a new card I would be able to transfer the money across. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. 3. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. December 29, 2022 - 1:47PM. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000003774 00000 n If these are your only two cards, your credit utilization ratio is 33.33%. What if my card is lost or stolen? <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Choose a card from the list or search by location or card name. A balance transfer lets you use a credit card to pay debt on another credit card. Yes. What is the best balance transfer credit card? What is the best credit card for fair or average credit? The cost would have been deducted from the balance at transfer. Always the last place you look lol. Unregistered vehicle permit. We have this new thing called EMAIL. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. I called customer service and was advised I needed to go in person to Flinders St station to do it. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. But what if the amount is comparable to or less than the postage? My old one is registered and everything with my account but there seems to be no way to import that one in. For example, set your myki Money to top up with $50 when your balance reaches $10. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take.