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This is illegal and fraud and scam people all over the states. Learn more about Rausch Sturms impact on your credit score: Unless you tell them not to, Rausch Sturm will keep contacting you until you pay off or settle your debt. Have you had a bad experience with this agencys debt collectors? Rausch Sturm is a veteran debt collection agency in the United States. e will give you advice for how you can improve your credit. Federal and Florida law provide you with the tools to seek monetary damages in court for harassment or other violations of your consumer rights. Guaynabo, PR 00968. this link is to an external site that may or may not meet accessibility guidelines. They have been in business for more than 40 years. Consumers have sued Rausch Sturm a number of times for claims of improper collection practices. Note that Rausch Sturm should have sent you a debt validation letter proving you owe the debt first, as its required by law. Weve paid off our other accounts with Synchrony have did not have these issues. I found her on Linked-in. The, Check engine on and kicking into high RPM. Regardless of your situation, consider these steps: Debt collectors are notorious for saying one thing and doing the opposite. I have had thoughts of suicide. Student loans and auto loans are common types of debt. Some of our articles feature links to our partners, who compensate us when you click them. Justia lists at least 8 cases of civil litigation involving Rausch Sturm. Rausch Sturm might have appeared on your credit report under the RSIEH acronym before their name change in 2021. From there, youll be able to find out whether you can also sue Rausch Sturm. I attempted to contact them and let them know my situation. Unfortunately, Rausch Sturm representatives will keep trying to contact you unless you pay the debt, prove that it doesnt belong to you, or reach an agreement with them (or with your original creditor). They specialize in collecting on debts for creditors and other lenders all over the country. You can negotiate a debt settlement with Rausch Sturm over the phone or by sending a debt settlement letter. Read more about the firm. I contacted them again and asked why I have two file numbers for the same exact debt and same amount. You can start by offering to pay Rausch Sturm half of the debt amount, and then negotiate until you reach an agreement. Rausch Sturm representatives also need to follow the rules set out in the Telephone Consumer Protection Act. Even if they don't pursue a lawsuit, the debt collection agency has the right to contact and get you to pay or negotiate a settlement. One of our staff members will call you shortly. I was served by Rausch Sturm, etc. For example, in Arkansas credit card delinquency rate was 5%, and the median credit card debt was $407. If you experience similar problems when dealing with Rausch Sturm, consider filing a complaint. Rausch Sturm grants you a personal, revocable, limited, non-exclusive, non-transferable, license to use the Rausch Sturm Website solely for general information about the firm, to communicate with us regarding your debt, and make payments on your account. Abused? Like most collection agencies, Rausch Sturm LLC has complaints registered in the BBB and the Consumer Finance Protection Bureau (CFPB). Just keep in mind, they are not looking out for your best interest. I never talked to anyone cause the number listed wasnt even thieir phone number. Call at an unreasonable time such as before 8:00 AM or after 9:00 PM, Contact a relative, friend, or colleague who doesnt own the debt. I havent returned the call because I figured it was a scam of some sort. At Bills.com, we strive to help you make financial decisions with confidence. >>Learn more:Learn how todispute a credit report. Read over all the documents carefully to check for any inaccurate information. 5-6 hundred every 2 weeks is a house paymen! Send a debt negotiation letter. You have rights under the Fair Debt Collection Practices Act that prohibit debt collectors from harassing you. They did not send anything to me with my name or signature that I applied for or had a contract with Discover Bank. They ask for his work number, I refuse to give it, they say he needs to call them about a personal matter. ","name":"Show Up"},{"@type":"HowToStep","text":"Next, review the records from the case.\u00a0 When a lawsuit is based on the records of another company, it may be that the records are inaccurate.\u00a0 Review the claim and don\u2019t assume it is correct just because they have written it.\u00a0 See if the claim and the amount are accurate. If a Rausch Sturm agent argues or refuses your request for written communication, tell them they are in violation of the FDCPA and hang up. Who does RSIEH collect for? Verify that you owe the debt, that the company does not harass you, and that you have the right tools to settle your debt. Offers may be subject to change without notice. Whats your name? In the meantime, you are welcome to call us right away at 855-301-2100. Could you please advise. Did I mention they sent me a collection letter after they filed the suit? Rausch Sturm, LLP (full name: "Rausch, Sturm, Israel, Enerson & Hornik LLP") is a law firm that specializes in third-party debt collection for consumer lenders, among other things, and is based in Brookfield, Wisconsin. In the case of an expired SOL, you must answer any summons and claim an affirmative defense. To make a formal request, send Rausch Sturm a debt validation letter, preferably via certified mail. Several consumer class action lawsuits have been filed against Rausch Sturm calls. My supposed credit limit (per all the credit bureaus) was $10,000.00 (what credit card would give that kind of limit? The Consumer Financial Protection Bureau complaint database reflects 142 consumer complaints (as of 06/22/2021 with a 3 year lookback). Lots 81-82 Street C When asked about a payment plan, they answered: "We are committed to working with you to help you get back on the right tack and tailor a repayment plan that works for you. They are completely legitimate and have been successful in many debt collection lawsuits in the past. If the agency continues to call you, make it clear you intend to file a complaint with the CFPB if it doesnt comply with your request. Rausch Sturm represents banks and creditors in collection lawsuits to try and secure payment for their clients. For the past 40 years, Rausch Sturm has been a medium-sized debt collection agency operating out of Brookfield, Wisconsin, with agents across several states. It has been accredited by the Better Business Bureau (BBB) since 2009. If you dont care, get a judgement against yourself, it will disappear eventually. The attorney on the garnishment is Roderick J Kersch Jr. 3209 West 76th Street Suite 301 Minneapolis, MN 55435. Website: www.rauschsturm.com. and I am gonna charge over that? However, when you pay, there are two negotiation strategies you can try as a last-ditch attempt to remove Rausch Sturm from your credit report: If your debt is fairly old, then theres a chance that Rausch Sturm will accept less than the full amount you owe (a practice known as debt settlement) to minimize their losses. Dentist put me on antibiotics and Hydrocodone. Debt collectors often are extremely aggressive in their collection tactics. Rausch Sturm is a real company that collects consumer debts. When I picked the monthly payment option they put me for the full amount not the amount it had initially in the letter which was like almost $400 less. Disclaimer: This story was originally published on September 4, 2020, on BetterCreditBlog.org. The median debt in collections is $1.739. How can this law firm or whatever it is just do whatever they want? Address: 250 N. Sunnyslope Road Suite 300 Brookfield, WI 53005. It is a debt collection law firm based in Wisconsin that helps financial institutions and creditors collect a debt. Third, evaluate the alleged debt from the lawsuit, along with your other debt and your income. Most accurate negative tradelines remain on your credit report for seven years from the delinquency date. I cannot afford wage garnishment . Posted 1:04:49 PM. Theyll forward your complaint to Rausch Sturm, but theres no guarantee that the agency will address it in a satisfactory manner. Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles. 250 N. Sunnyslope Road Suite 300 Brookfield, WI 53005, Phone number: 866-456-3744 Website: www.rauschsturm.com. Learn more about how we make money. However, there are restrictions on how they can go about doing this. Very shady. It may also appear on your credit report as a collection account, meaning the original creditor hired Rausch Sturm to collect the debt on their behalf. Timing chain failure, crankshaft and oil leaking in pistons. I have even contacted the original creditor as of XX/XX/XXXX and they have no record of this supposed debt. Im taken aback by what you have achieved in my behalf.. Collection activity must cease until validation of the debt is sent to the consumer. The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. For example, the FDCPA and the FCCPA each entitles a consumer whose rights have been violated to recover damages of up to $1,000, plus attorneys fees and court costs! Here are three tips: Be calm, clear, and convincing. CEO Approval. His name is on account also. This helps to prevent constant harassment or abuse and holds Rausch Sturm accountable for any agreements. The only way to prevent Rausch Sturm, or RSIEH, from wreaking havoc on your credit score is to remove its account from your credit report. and they, this firm that does not even care to get their figures right, say I owe $11,000.00 so it could be brought before District Court instead of Civil. I have been under such tremendous stress over this. Rausch Sturm LLP is a Debt Collection Agency business operating in Northborough, Massachusetts, licensed by NYC Department of Consumer Affairs (DCA). The BBB closed has closed 41 complaints against Rausch, Sturm, Israel, Enerson & Hornik, LLP in the past three years, with 3 closed in the past 12 months. Thanks! Towed one time. Also, I looked up the lawyer listed on the docket, Fallon Hamilton and she stopped working for them in 2018.