Please note that gift cards cannot be used for online mobile purchases. Argos and Homebase are sister companies that form part of Home Retail Group. If you're using browsers older than Chrome 28, Firefox 27, Microsoft Edge 12, Safari 7. Make sure the mobile phone number on your One4all account is correct, as you'll receive an SMS message to verify your ID before we show you how to spend your gift . Paying by HIGH STREET BANK, BUILDING SOCIETY or POST OFFICE Please allow 5 working days for payments to reach your account. You'll need to send us one of the following documents (or a copy of the document) with a covering letter that includes your account number and address: Send your documents to: Argos Financial Services, PO Box 211, Park Mill, Huddersfield, HD8 1FA. We're working hard to resolve these issues as quickly as possible. Love2shop Gift Cards can be spent in The Entertainer, M&S, Iceland, Boots, Debenhams, Matalan, Argos, Wilko, New Look, Peacocks, River Island, HMV and many more stores. If we ask you to call us, please do call as soon as you can - 03456 400 700 . 10 is curry's limit for gift cards on a single purchase, so 250. Active noise-cancelling with quick attention mode. Argos Limited who is authorised and regulated by the Financial Conduct Authority as a credit broker (713206), and works exclusively with Argos Card Lender, Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). Are you a Blue Light Card holder? If you're on an Android device, make sure you have a suitable app for opening PDFs. If you wish to make any additional specific payments you can ask us to direct these in a specific way to meet your needs. Search for any brand. However, they can still be spent at Argos. If you definitely want to close it then give us a call or contact us through myargoscard.co.uk. FONT-SIZE: 14px; OVERFLOW: hidden; BORDER-TOP: black 1px solid; FONT-FAMILY: Arial, sans-serif; BORDER-RIGHT: black 1px solid; BORDER-BOTTOM: black 1px solid; WORD-BREAK: normal; FONT-WEIGHT: normal; PADDING-BOTTOM: 10px; PADDING-TOP: 10px; PADDING-LEFT: 5px; BORDER-LEFT: black 1px solid; PADDING-RIGHT: 5px
No - we only accept debit cards. How do I set up a Direct Debit? Get Voucher. We will tell you on your monthly statement when your direct debit is set up. These cookies ensure basic functionalities and security features of the website, anonymously. You dont get one until youve been with the company 6 months then they dont give you a discount card. Why am I asked to call you when I try to log in? This can sometimes take a couple of weeks to set up, so we need you to keep managing your account as normal until you see the Direct Debit details confirmed on your statement. The amount you owe and the payment due date are shown in your statement each month as well as on your account summary on myargoscard.co.uk and in the My Argos Card App. Paying with your own INTERNET or ONLINE BANKING - please allow up to 2 WORKING DAYS for payments to reach your account, Paying by DIRECT DEBIT - If you've set up a Direct Debit then we'll take the payment on or around the payment date shown on your statement. Bluetooth multipoint for switching between devices. For example, let's say you have a Normal Credit balance of 500 on your Argos Card with an interest rate of 34.9% APR and you don't make any other purchases. Find your nearest store Corporate Self Service. If your account has had a zero balance for a while we don't send you statements anymore. We like to remind customers of this to help them avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. Currys Blue Light Card discount. From a digital eGift Card sent to their inbox, an instant Print-at-Home Voucher for a greetings card, or a beautiful Gift Card for their purse or wallet, you can choose the life:style that suits their . Of course. What should I do to ensure I don't pay more interest than I need to? How do I report a bereavement? Analytical cookies are used to understand how visitors interact with the website. The APR we offer is determined by the details you supply and the credit you are applying for, along with an independent verification of your credit and repayment history. Your Login ID is the unique username you chose when you registered for myargoscard.co.uk (it's a bit like a username). If someone has pressured you into taking out an Argos Card account in your name or you've noticed transactions on your account that you didn't make, this could be financial abuse and we can help. The same encryption also occurs when we display screens back to you. I've sent a text to opt out of the interest rate increase and received an error message. Applying for the card is not a hassle at all, as this can be done online, via phone or at the till. Depending on what you buy, you can use an Argos Card a bit like you would a regular credit card or take out an Argos Card credit plan. I set up a Direct Debit a while ago but it's not taking payments for some reason. Download the MyEdenred app to make the most of your Compliments Card, available for iOS and Android phones. Official Argos gift card store. No interest is charged if you pay in full before the end of the Pay Later period and keep your account up to date. Currys . When you reach the balance checker, enter these 2 numbers: the 20-digit Card Number. Users can easily save $16.07 with the available discounts. When will my latest statement appear online? Money Dashboard Review The Best Budget Monitor? Payments can sometimes take up to 5 working days to show on your account depending how you make the payment (see here for more info). Here are a few reasons why you might not be able to update your limit: How do I increase my credit limit? So that includes eGift Cards or physical Gift Cards (the plastic or cardboard type). You're not tied in to paying a higher amount all the time. You can still use all of the Buy Now, Pay Later plans to help you spread the cost of your purchases. Can I buy cigarettes in Sainsburys with my Argos card? Check your Love2shop card balance. Thats why we urge anyone who receives one to double-check the expiry date shown on them. Where can I use my Argos Card? If the date of the rate change occurs in the promotional period of any Buy Now, Pay Later plans on your account, the Deferred Interest will be charged at your current rate up until the change in your interest rate has taken place, where it will then be charged at your new rate. I've forgotten my details. However, the added security and added-value features are designed to help you . From making payments, to changing your contact details, it's quick and easy to keep on top of your finances with the Argos Card App. Can I use my Argos card at Sainsburys petrol station? Your payment due date and statement date are interlinked, though, so by changing one you'll be changing the other. Over 50 views in 24 hours. To purchase, search for Currys in the top right corner of their site (a magnifying glass with a pink background). How do I see my statements? One can pay 10, 24 or 36 monthly instalments to cover the cost of items worth more than 250. Take a look at my Airtime Rewards review to see how it works and all of the retailers listed. How do I log in? Some older browsers may no longer work for security reasons, so you should make sure your browser is the latest version. Is it easy to get an internship at Microsoft? We treat all our customers and their applications on an individual basis. You can also use your Argos Card to buy fuel at Sainsburys petrol stations, excluding Pay At Pump and to purchase any goods at Sainsburys petrol station convenience stores. We want to help you, so please contact us on 0345 601 0798 if you want to talk about Persistent Debt. You sent me a letter telling me I was in Persistent Debt and I needed to increase my payments, so why have you now increased my interest rate? What browsers will myargoscard.co.uk work on? Were sorry to hear youre having issues with your Argos Card. How does normal credit work on Argos card? When do I need to make a payment by? Well activate all cards associated to your account including any additional card holders. Find out more on their website, A registered national debt advice and education charity offering free, confidential support and impartial advice to anyone worried about loans, credit and debt. Can I use my Argos card to buy cigarettes in Sainsburys? What's my Memorable Word and my Security Number? Well the only retailers in my immediate vicinity are Argos, PC World/Currys and Brighthouse that i can think of. If you don't respond to this communication, your account will be suspended and you won't be able to keep using your Argos Card. You can't register the Argos Credit Card (the black Visa credit card) on this website, only the Argos Card. To claim your discount at Currys, you must purchase a gift card. Details. If you require additional support managing your account you can request a letter of authority which we will send through the post for you to complete and return. Necessary cookies are absolutely essential for the website to function properly. This website uses cookies to improve your experience while you navigate through the website. We're here to help if you've recently lost someone close to you. What's my 'minimum payment'? We are committed to resolving your complaint to your satisfaction and hope that together we can reach an agreement. Model Number: See more about this deal at Asus . Can I opt out of the interest rate increase and close my account on MyArgosCard.co.uk or by using the App? If you're finding it difficult to make your required monthly payments, please contact us on 0345 601 0798. Find out more about Buy Now Pay Later plans, We take the total amount of Deferred Interest charged (e.g. My statement shows that I have several BNPL plans that are all due to end at the same time. Being a grown up is hard. Registered Address: 123 Buckingham Palace Road | London | SW1W 9SH | United Kingdom. the duration of your original Plan). Don't forget to link your nectar card! When we resolve a complaint, we will always communicate to you confirming the resolution. No, never. How might the proposed Royal Mail strike affect my Argos Card? Money Worries If you're worried about keeping up repayments to your Argos Card, or have an unexpected strain on your finances, give us a call. Please call us on 0345 640 0700 if you need any further help. Cook delicious meals with HelloFresh! Thats why we urge anyone who receives one to double-check the expiry date shown on them. Sainsburys Employee Discount. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. The Annual Percentage Rate (APR) is the total cost of having an Argos Card, expressed as an annual percentage of the total amount of credit. Will I need my login details to make purchases or manage my account over the phone? - Manage your account in one easy place. If you set up a direct debit up in the past but have not made any payments within 12 months we may need to set this up again. What do I need to set up a Direct Debit? Can I register again? signin icon Account Saved items 0.0 Your basket is empty Basket 0 Basket. Spend online and in over 800 stores nationwide. Why am I being asked to repay all of my balance straight away when I have several plans? Interest is calculated on a daily basis from the date of the purchase until you repay us, and will be added to the account each month on the statement date. Do you have to do a credit search for Argos classic? This cookie is set by GDPR Cookie Consent plugin. We're suggesting you pay at least double your minimum payment each month but if you can't afford that, you should pay you minimum payment and as much more as you can each month. Details on how to contact the Financial Ombudsman Service: By post:Financial Ombudsman ServiceExchange TowerHarbour Exchange SquareLondonE14 9SR, Telephone: 0800 0234 567 or 0300 123 9 123. Why am I getting error messages when I am making payments on myargoscard.co.uk? We also use third-party cookies that help us analyze and understand how you use this website. If you have any Buy Now, Pay Later plans that start and end before the rate change, the Deferred Interest will be charged at your current interest rate. In some cases, it may take around a week for your card to be blocked while these changes take place. A registered charity that offers free and impartial advice, their service is totally confidential and supports anyone who needs advice and guidance to help them take control of their finances. We will never ask you for your login details for myargoscard.co.uk. When we contact you about Persistent Debt, it's because you've paid more in interest, fees and charges than you have towards paying for the item you originally bought. . Its easy to apply for an Argos Card. Increasing your monthly payment means that you'll be paying less in interest, fees and charges, and you'll be repaying your balance faster. Once you've selected the Currys option, at . Call their free debt advice helpline or visit. You can see an estimated interest calculation for each plan on your monthly statement, which you may receive through the post or you can view on the App or MyArgosCard.co.uk. We'll only take your Minimum Payment each month, while Buy Now Pay Later plans will never have a Minimum Payment. Argos. Spread the cost on your Argos shopping with an Argos Card. How quickly is it set up? If you've only recently opened your account then it's possible you may not have a statement yet. If you've been in Persistent Debt for a while and you have received a letter from us which talks about confirming an option to us, click here to see how to work out your increased minimum payment. Argos/Homebase A Cards If youve one of these gift cards and want to spend it at Homebase, sadly theres not a lot you can do. If you've forgotten all of your login details, give us a call and we'll help OR download the My Argos Card App and manage your account on your phone or tablet. However, I found that when I searched for Argos on the BLC website, Argos didnt show. The Zilch Card is issued by Monavate (Company Number: 12472532) authorised in the UK by the . What do I do if I'm struggling to pay my bills? Theres no limit when using Gift Cards in-store. If youve one of these gift cards and want to spend it at Homebase, sadly theres not a lot you can do. Why does the letter say I am? the answer is yes as Argos and homebase are from the same companies Can you use a debit card to apply for argos credit? Through Quidco, some Argos purchases can also generate great cashback, so you can save as you shop with ease. What happens if I go over my credit limit? VERTICAL-ALIGN: middle; TEXT-ALIGN: left
Currys Business are pleased to offer windows 10 & 11 business laptop deals on a wide range of manufacturers such as HP, Lenovo, Dell, Acer, Toshiba and many more The amount of interest on an Argos Card balance is calculated monthly. Go to 'Request New Credit Limit', enter your Annual Income, tell us the TOTAL credit limit you would like to have - that's your current limit PLUS the amount you want (e.g. You can use your Argos Classic Credit Card at all Argos outlets; online and in-store. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. If you make only the minimum payment each month, it will take you longer and cost you more to clear your balance. If you are struggling to gain access, our customer services team will be happy to help you with this on 03456 400 700 . What happens if I spend more? The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. If youve one of these gift cards and want to spend it at Homebase, sadly theres not a lot you can do. If you want to set one up or amend an existing Direct Debit log into this website or call us on 03456 400 700. As the card can still be spent at Argos, its considered usable and youre not entitled to a refund. Lines are open 8am to 6pm Monday to Saturday and 10am to 6pm Sunday. If you get in touch, we'll ask you about your income and outgoings so you can feel confident you're only repaying what you can really afford. 50 Rewards = 50 Argos eGift Card + 5% Rewards. CODE. The amount you need to pay depends on your current situation and how long you have been in Persistent Debt and how much you can afford to pay each month. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. What should I do to ensure I don't pay more interest than I need to? Payments made outside of these times will be applied to your account within 3 days. If you have chosen a physical card, you can top it up through the Edenred site again and wont have to wait for a new one to be sent. Its like saying JD Williams and Very have given me a credit card because they have given me credit. If you've got a Normal Credit balance, the interest that might be charged from that is included in your estimated interest figure. The One4all Multi-Store Gift Card can be spent in over 22,000 outlets, including Currys! We use Secure Sockets Layer (SSL) protocol for managing your encrypted session and 128 bit encryption, which is why the latest versions of web browsers are needed to register for and use this service. Currys plc ("Currys") registered in England & Wales No.07105905. No - for security reasons, we ask you to register for both separately. U cant use ur Argos discount online its only allowed to use in store. To purchase, search for Currys in the top right corner of their site (a magnifying glass with a pink background). If your card doesnt have a four digit PIN you cant use it online, but you can still use it in-store. Find out more about Deferred Interest here. You must pay your minimum payment before the due date each month, which will be at least 25 days after your statement date. Tap and Pay too. Can I use a credit card to make a payment? Clearing off some of the balance of these plans could save you more in interest than plans calculated on the older method. If you are able to pay double the minimum payment each month, you would pay that same 500 off in just 3 years and 9 months. To spend online, simply click the 'Spend Online' shopping cart button below your gift card and follow the step-by-step instructions (you can also see those instructions here ). I've sent a text to opt out of the interest rate increase and received an error message. We simply need to warn you that if you continue to pay the minimum, you'd owe the debt over a longer period and be charged more interest during that time. The card can only be used in Argos stores to purchase goods of whatever value. How do I make a complaint? The new Argos Credit Card issued by Vanquis can be used everywhere that accepts credit cards. After you get your confirmation message, it can take some time for your card to be blocked while we process your request and make the changes we need to in our system. If you pay off your Plan before the end date, no interest will be charged if you keep your account up to date. Spend Online. Argos and Homebase are sister companies that form part of Home Retail Group. Representative 34.9% APR variable. And your priority payments - Rent/mortgage, Council Tax, and household bills, will always come first. Why is it important that I take action? Its a simple way to pay for your online Argos shopping. When will my Argos Card become Chip & PIN and/ or contactless? The eGift card will be sent to you digitally via email, whilst the Gift card will be sent to you in the post and should arrive within three days. dedicated help page for more information. If you're on a mobile device, make sure your signal is ok and that you have the data available to download a PDF (they're about 400KB each). How will Brexit affect the services I receive for my Argos Card? Learn how your comment data is processed. Can I repay more than my Direct Debit each month? . Find out all the ways you can pay including flexible credit and trade-ins. Octopus refer a friend: 50 credit when switching 2023 code, 10 of the best receipt apps to earn money in the UK, The Top 10 Best Paid Survey Sites In The UK 2021, The best cashback sites in the UK: Earn 100s back, How much do extras get paid? What happens next once I've confirmed my choice? * These organisations all have different opening hours which may vary, so check their websites for details. Paying as much as you can before the plan ends will reduce the amount of interest that you pay. You can change your Login ID later if you want to. You just need to make sure the card number starts with 10000 and youve got a 4-digit security PIN. This website will work on all commonly used browsers - Chrome, Microsoft Edge, Safari, Firefox - and on most devices (PCs, iMacs and Macbooks, iPhones, iPads, Android phone and Android tablets, Amazon Fire tablets). Theres no limit when using Gift Cards in-store. Please take a look at our dedicated help page for more information. The APR is intended to help you compare different offers. Verified By Visa / MasterCard SecureCode are both operated by debit card issuers. Its a simple way to pay for your online Argos shopping. Open the link and your statements will appear at the top of the page. Details. normal credit. Why is that? The Financial Ombudsman Service exists to help resolve complaints and disputes as an impartial adjudicator, within the existing law. Here's where you can get your Blue Light Card discounts. Can I pay off my Argos Card balance faster? He has appeared in major UK newspapers and BBC television sharing his inspirational tips. If you want to accrue Nectar points when . Digital Gift Card If you successfully change your credit limit it's available straight away - we have a few technical bits to do in the background, so it might not show on your account right away, but it is available for you to use. How do I contact you? The cookie is used to store the user consent for the cookies in the category "Performance". 16 GB RAM 512 GB SSD. These are time-limited credit offers available on top products includingphones,furnitureandvacuum cleaners.The Argos Card allows you to buy now, pay later and its easy to manage your account with the Argos Card App. I've recently changed my name. Your current Argos Card terms and conditions will continue to apply, you'll still receive your monthly statements, and youll need to make at least your minimum monthly payments at your current rate. 5.04 per month*. Some of the most popular UK credit cards offer 0% interest on balance transfers for an introductory period of time. Top Offers. So, if you need a newwashing machine, want to shop the latest looks from Tu Clothingor are on the hunt for the latestgaming PC, apply for an Argos Card onlineor in-store.Credit subject to status. In-store Lloyds Pharmacies. Please don't reply to the error message because this won't register on our system. Save Now: 25% off Selected Outdoor Toys & Sports. There's a range of options we can look at to suit you. Homebase: The stores that will close. Alternatively, they can be used to partially pay, in combination with other payment types. Your APR is displayed on your latest statement. How quickly is it set up? If you've already taken some action and started to increase your payments, that's a great start and will help towards moving your account out of Persistent Debt. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Can I swap my love to shop vouchers for a card? Whenever you ask for a new credit limit (either an increase or decrease) we look at a number of things before we can change it. Looking to incentivise, motivate or reward your staff, clients or customers? Why am I being told that my details can't be found when I am trying to register? This does not prevent you from settling your balance early should you wish to. Why am I being told that my details can't be found when I'm trying to register? If youre using it as part payment with another payment method, youll need to know the remaining amount on your card to enable our colleagues to process it. 25/03/2020. We use cookies to ensure that we give you the best experience on our website. How much interest do you pay on an Argos Card? Enter the Valid Thru date on the front of the card in the Expiry Date box. You will continue to receive other correspondence and letters via email as usual. your email address). You cant use your Argos Card to shop online at Sainsburys.co.uk or when using the Sainsburys app. Yes - you can use your Argos Card to buy groceries, Tu Clothing, Homewares, Electronics basically anything thats stocked in Sainsburys and Sainsburys Local stores. . I thought I was paperless so why have I received a paper statement? Why am I asked to call you when I try to log in? When you reach the checkout, breeze through by picking the PayPal option. 9 Can You Use Your Argos card at Homebase? HERE are the 35 places you can spend a Love2shop e-gift card: All Bar One. The Argos card is issued by Argos (Home Retail Finance Group) and can only be used in Argos or Homebase. Persistent Debt is where a customer has paid more in interest, fees and charges in an 18 month period, than they have towards paying for the item they originally bought. What's a Plan Ref? It has a $0 annual fee and offers a variety of card rewards Argos and perks, including 5% back on Argos purchases, 2% back on travel and dining, and 1% back on all other purchases. You can change your bank details here online. So what better way to spend your One4all Gift Card that in-store with Currys. What is Estimated Interest? 30), Divide this by the number of months that your Plan ran for (e.g. If you're still in Persistent Debt after this time, we'll write to you again to tell you what further action we may have to take, including suspending your Argos Card from further spending. But for now, its still the good-old-fashioned Swipe & Sign method with one of our friendly Argos or Sainsburys colleagues to verify your signature. .tg {
6. Paying as much as you can before the plan ends will reduce the amount of interest that you pay. With an Argos card, you can buy anything from Argos, start using it right away but pay them later. If you've received a letter or email from us about this issue, then we believe this affects you. You may be able make a balance transfer from an Argos card to a new UK credit card. Have I done anything wrong if I receive a letter about Persistent Debt? We've pulled together some info with Sainsbury's Bank to make it all a bit easier to understand. Once youve selected the Currys option, at the bottom page will be a button for you to select. How do I get past it? To be able to carry on using your Argos Card you must call 0345 601 0798 to let us know what option you have chosen. If your payment card is from one of those banks then you will either need to use a different payment card (issued by a different bank) OR make a payment another way for the time being until we can resolve the issues we're having. Use your own name and address for Billing . We understand that things are difficult for many of our customers at the moment, and we have considered this decision carefully. Find out how he went from worrying about debt every night to finally being able to give up his 20-year career in the Civil Service. If you've entered your login details incorrectly three times then your myargoscard.co.uk account will be locked for 30 minutes, at which point you can try to log in again. My Buy Now Pay Later Plan ends soon, and I don't know how I'm going to afford to pay off the balance You don't have to pay the balance off in full when your plan ends. For instance, the simply 10 plan has a 10% . You can submit a request for a Minimum Payment Direct Debit on myargoscard.co.uk. Just reserve your order online. You can contact our Customer Payment Solutions department by letter or telephone. We'll try to provide you with help that's clear, practical and easy to understand. That's why we encourage you to pay more than the minimum payment if you can afford to, as this will help you to repay your balance faster and pay less interest.